In order to make a smart investment, you don’t have to purchase the most exquisite gem out there.
Depending on your budget consider the following factors when purchasing an investment diamond.
1. Always stick to diamonds that are both easy to find and to resell.
2. Regarding quality or the 4 C's (color, cut, carat and clarity) consider five points:
• diamonds anywhere from 0.5 to 5 carats range are preferable;
• within the D (colorless) to J (near colorless) color scale;
• and within the IF (Internally Flawless) to SI1 (Slightly Included) clarity scale;
• rated with an excellent (EXC), very good (VG) or good (G) cut, polish and symmetry;
• round shapes are more desirable than fancy shapes and therefore more expensive.
3. Buy natural loose diamonds only. Not lab-created or treated counterparts. Mounted diamonds are not recommended, as these could hide imperfections. Also other costs and high profit margins are involved in the price of high-end jewelry.
4. In order to confirm the quality and authenticity, never buy a diamond, unless it is certified by a recognized grading authority such as GIA, HRD or IGI.
5. Buying from a reputable online dealer is often cheaper rather than buying from a store. As they can offer more reasonable prices, because their overhead costs are low. Also they have a much wider selection, so you don’t have to settle when choosing one.
6. Last but not least ask an expert.